When it comes to verifying someone’s identity, biometric technology has become increasingly commonplace. Some biometric solutions include fingerprint authentication, iris and retina recognition, face verification, and voice recognition. These technologies have increased in use in recent years for a variety of reasons, including:
- They’re convenient: Reducing friction is the name of the game when it comes to identity verification. Being able to scan biometrics rather than remembering long, complicated passwords is easy, convenient and increases customer satisfaction.
- They’re accountable: Biometrics need your direct interaction to pass through security systems. This means you cannot later renounce an action you have taken because you are 100% accountable for your activities.
- They’re secure: Biometrics are relatively hard to fake since they are unique to everyone. For the average consumer, they can rest assured that their biometrics will not be used for nefarious purposes that they are not aware of.
Oftentimes the terms biometric authentication and biometric identification are used interchangeably. Truthfully though, these are two very different things. It is important to understand the difference between the two and how they are related to verifying the identity of a person.
Biometric authentication is a type of identity verification where the question, “Are you who you say you are?” is answered. This type of question is usually asked in digital scenarios where proof of identity is needed such as applying for a financial loan online.
Biometric identification, on the other hand, is a type of identity verification where the question, “Who are you?” is answered. This applies to both digital and non-digital scenarios where a company or government entity needs to identify a person based on biometric information available to them.
IDMERIT has unique identity verification technologies because they apply both biometric authentication and identification techniques. With IDMScan, first OCR technology and a customer’s mobile phone are used to capture government identification cards or passports, followed by a biometric facial scan of the customer. The biometric information from the facial scan is compared with the images located on the scanned documents to authenticate a customer’s identity. Then, with IDMVerify, IDMERIT can take the information from the official documents and run them through an API to determine if the data submitted by the customer is valid. This helps determine who a customer is and if they are who they say they are, preventing fraud and identity theft before it can happen.
For more details about IDMScan or IDMVerify services, please contact us for more information.